$1 million to win, nothing to lose with the Alma Banking App

Alma brings the Powerball and Jackpot excitement to your life through a debit card that offers a free shot at a $1 million prize every Wednesday.

How?
Alma is a lottery-themed banking app with secure saving options that earns you free lottery-like tickets with every purchase using your Alma Debit Card.

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Win with Alma
Win with Alma
Win with Alma
Win with Alma
Win with Alma
Win with Alma
Win with Alma
Win with Alma
Win with Alma
Win with Alma

What Makes Alma Shine

Coins

$1M in Winnings, No Strings Attached

Transform everyday spending into a Powerball-themed winning opportunity. Every time you use your Alma debit card for recurring expenses, you get a ticket for a potential $1M prize. Additionally, you can grow your savings with our secure platform, and set up direct deposits. Cash prizes from 2 cents to $1 million await you every week.

Wallet

Zero Transfer Fees

Send money to loved ones across the US without a single fee. We want to help you share your success. Your funds, your way.

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English or Español, We Love Both

Enjoy the freedom of a bilingual online experience with dedicated customer support from native English and Spanish speakers.

Spend with Confidence, Win in the Process

Bank

FDIC Insured Peace of Mind

Deposits are protected by our partner bank, Bangor Savings Bank, Member FDIC, offering coverage up to $250,000.

Fortified Cybersecurity

Alma offers dual-factor authentication, including biometric choices like FaceID or TouchID.

Easily freeze your debit card and protect your funds from unauthorized transactions.

Alma's zero liability guarantee ensures you're safeguarded against unauthorized purchases via Mastercard's Zero Liability Protection.

Cybersecurity
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No Hidden Fees, No Minimum Balances

Alma breaks the mold with complete transparency. Say farewell to hidden fees and balance requirements. Your money, your terms.

Our Story

Alma: The Banking App with Lottery Excitement

We started by asking people on their thoughts about banking and the lottery. We surveyed 170 individuals, and what we discovered gave us a purpose.

Most were using banking giants like Bank of America, Chase, or Wells Fargo. But the real surprise? The majority played the lottery regularly, with an average annual spend of over $1000, which is people’s largest expense after housing, taxes, transportation, and groceries.

This is how Alma came to be, to empower people to take control of their financial well-being and have fun in the process.

Why? Playing the lottery is exhilarating, and one of the favorite games that people enjoy. In contrast, the banking experience is dependable but lacks excitement.

The dream of winning the lottery, combined with the frustration of losing money on tickets every week, can be discouraging. Nonetheless, people continue to tap into their savings accounts to spend regularly on lottery retailers. What if we combined the best aspects of banking and the lottery to create a mobile banking app that's not only secure but also fun? So we created a Lottery-Thrill App that offers a debit card, saving options and free tickets for cash prizes every week.

Why buy Powerball tickets when you can earn lottery-themed tickets for free with everyday purchases using your Alma debit card?

Alma took the best of both worlds to create a fun and easy-to-use app that helps you save and win money.

The Alma team, lovingly known as "Almonds," consists of professionals from Meta, Zynga, Nerdwallet, Nextdoor, Aspiration, and Yahoo, and we're proudly backed by top venture capital investors, including Y Combinator.

Combinator
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Why Alma?

Our competitors focus on savings, we understand the thrill of the game and the aspirations of lottery players. We make the process of getting your winnings more enjoyable, more secure, and more rewarding. Alma offers a unique blend of fun and trust.

FAQ

Is Alma only available in the US?
Chevron

Alma is currently available only in the US. You'll need an SSN or ITIN to open an account.

How Does Alma Generate Revenue?
Chevron

Alma makes money through debit card interchange fees and by generating interest on savedfunds. Rest assured, it's fee-free for customers.

How Does Alma Ensure Fair Wednesday Drawings?
Chevron

As a registered sweepstakes, Alma's Wednesday drawings are conducted through a double-blind drawing process by a third party with insurance company to guarantee fairness for all participants.

Will Applying for an Alma Account Impact My Credit Score?
Chevron

No, applying for an Alma account won't affect your credit score.

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The Million-Dollar Receipt

Winning begins with your daily expenses – Alma makes it fun. Your grocery receipt could be your ticket to a million-dollar surprise.

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